In the intricate world of professional liability and legal services, few names command the kind of respect and trust that Frederick Fisher does. As the President of Fisher Consulting Group, Inc., he stands as a cornerstone of expertise, mentorship, and unshakable integrity—a man who has spent decades redefining how insurance, law, and ethics intersect. His journey, while impressive, is also deeply human—marked by humble beginnings, unexpected turns, and an enduring commitment to education and truth.
From Humble Beginnings to Industry Authority
When asked what first drew him to law and insurance, Mr. Fisher’s response carries his signature blend of wit and honesty:
“My fear that I might end up selling insurance—which is exactly what happened.”
It’s a line that encapsulates his grounded personality. After graduating with a degree in social sciences, Mr. Fisher found himself at a crossroads. His innate curiosity and talent for debate led him toward law, but it wasn’t just courtroom drama that called to him—it was the desire to advocate, to help others navigate complexity with clarity.
At UC Berkeley and later Lincoln University Law School, he honed not only his legal acumen but also the discipline and analytical thinking that would define his professional path. “Education gave me the training to be analytical and the ability to communicate it effectively,” he reflects.
Mr. Fisher’s early career wasn’t a straight line to success. Between initial sales jobs and getting fired from a few, while attending law school at night, he developed resilience and self-awareness that shaped his later achievements. But his real breakthrough came when he worked as a law Clerk at the house council office for Liberty Mutual Insurance Company. There, he learned the intricate workings of insurance, litigation, and claims procedures—a foundation that later became his life’s calling.
The next milestone came when he transitioned to the role of an independent claim adjuster specializing in professional liability claims. “That was really what started my career in professional liability,” he recalls. With every case, he deepened his understanding of the delicate balance between law, business, and human judgment.
Fisher Consulting Group
Like many great ventures, Fisher Consulting Group was born not from ambition alone, but from experience and foresight. Over the years, Mr. Fisher built and operated two successful companies: one specializing in professional liability claim adjusting and third-party administration, and the other in wholesale insurance brokerage with underwriting and binding authority. His ability to blend practical insight with strategic thinking set him apart in a competitive field.
At a time when many would think of slowing down, Mr. Fisher envisioned something different—a consultancy that could serve as both a platform for thought leadership and a space for expert witness work. “I always figured I might ‘retire’ someday,” he shares, “and doing expert witness work seemed like a good idea for retirement. That certainly turned out to be the case.”
Through Fisher Consulting Group, he became a trusted expert for attorneys, insurers, and corporations navigating complex liability and compliance cases. His high-profile claim audits for public entities not only saved clients significant sums but also set new benchmarks for transparency and best practices in the industry.
“Our audits often revealed ways clients could save substantial amounts of money and lower claim costs. It was about improving systems—not just solving problems.”
It’s this dual mindset—analytical yet ethical, results-driven yet deeply human—that defines Mr. Fisher’s legacy. His influence extends far beyond consulting; it’s embedded in the very framework of modern professional liability management.
Leadership Rooted in Integrity and Mentorship
Throughout his career, Mr. Fisher has been more than a consultant or expert witness—he’s been a teacher at heart. His leadership journey, both within his own organizations and through influential industry bodies like PLUS and IRMI, has always centered around education, empowerment, and accountability.
These organizations became his platforms to share insights on how professional liability insurance should truly function. “They gave me a voice,” he explains. “A chance to express how professional liability should operate, and to train others as a way of giving back to the industry.”
Even today, Mr. Fisher serves as an official mentor for the PLUS Mentor Program—a role he takes deep pride in. “It seems I’m a bit popular in this program,” he says with characteristic humor. Behind that modesty lies decades of service to the industry’s next generation, teaching not only the nuances of liability but also the values that sustain it—honesty, precision, and ethical responsibility.
His approach to leadership is refreshingly grounded. Though Fisher Consulting Group operates as a solo consultancy today, his philosophy was forged during the years he led teams. “I believed in complementing staff when they earned it,” he reflects, “and redirecting people when they didn’t seem to understand how to do their work or grasp the corporate philosophy.”
His mantra was clear and powerful:
“We provide financial security. We let our competitors sell some insurance.”
This wasn’t just a slogan—it was a mission statement that resonated deeply with his employees. It reminded them that their work wasn’t about selling policies; it was about providing protection, peace of mind, and long-term trust.
The Educator in Chief
It’s no surprise that IMPAAKT Magazine once dubbed him the “Educator in Chief.” Since 1979, Mr. Fisher has been writing, lecturing, and conducting continuing education courses across the United States. Whether in a seminar room or behind a webinar screen, he delivers what he calls “truth with purpose.”
“I’ll tell you what you need to know, not what you want to hear.”
That statement captures the core of his professional philosophy. Mr. Fisher’s audiences value his rare combination of candor and compassion. He doesn’t lecture to impress—he teaches to clarify, to equip others with the tools to think critically and act responsibly.
Over the decades, his contributions have shaped how claim departments operate, how brokers assess risks, and how insurers evaluate compliance. He pioneered qualitative claim auditing and compliance techniques that helped clients uncover inefficiencies, reduce costs, and improve policy effectiveness. Many of these audits were conducted for high-profile clients and public entities, resulting in both measurable savings and lasting credibility.
“The goal was always improvement,” Mr. Fisher emphasizes. “To show how self-insured programs and insurance company departments could benefit by conducting qualitative claim audits. It wasn’t about pointing fingers—it was about progress.”
Expertise That Redefined Professional Liability
Few people understand the delicate complexities of errors and omissions (E&O), management liability, and executive liability quite like Mr. Fisher. His expertise, sharpened over decades, bridges the gap between legal precision and human understanding.
He’s candid about the challenges the industry faces today. “Education and training are rarely done anymore,” he warns. “New employees are thrown in with a sink-or-swim attitude, and insurance companies focus too much on cutting costs rather than investing in claim development.”
For Mr. Fisher, the solution has always been simple—education and preparation. His free webinars and training sessions have become vital resources for professionals seeking clarity in an increasingly complex field.
His perspective on the evolution of insurance is both sharp and sobering. “More and more, insurance policies cover less and less,” he says. “This is intentional—to maximize profit. It’s concerning, and the National Association of Insurance Commissioners is worried too, especially about private equity and hedge fund involvement.”
That willingness to confront uncomfortable truths has made him a trusted voice in an industry where transparency is often rare.
Vision, Recognition, and Legacy
With over five decades of shaping the insurance and legal landscape, Mr. Fisher’s influence stretches far beyond his immediate circle of clients and colleagues. He has always believed that innovation and integrity must coexist—and that technology should serve people, not replace their judgment.
Having been at the forefront of insurance software development and compliance systems since the 1980s, Mr. Fisher understands both the promise and peril of rapid technological advancement. “Technology has made things faster and more efficient,” he acknowledges, “but artificial intelligence may make people stupid—and frankly, it may not always be correct.”
It’s a statement that reflects his nuanced understanding of progress. To Mr. Fisher, the future of risk management and liability practice depends not on automation alone, but on how intelligently it’s used. “Artificial intelligence will always depend on what’s put into it—garbage in, garbage out,” he says. “It needs to be monitored and verified. My fear is that policies will be written in ways that make it even harder to have covered claims. It all depends on who’s designing the system—and what their goals are.”
His advice for today’s innovators in insurance and legal tech is simple but profound:
“Have well-defined goals that solve the problem sought.”
That clarity of purpose, he insists, is what separates innovation from noise.
At the core of his philosophy lies one guiding principle: honesty. When asked how organizations can better prepare for evolving compliance challenges, his answer is both elegant and essential. “Be honest,” he says. “And remember what insurance is really about—it’s about putting the policyholder back in the position they were in before the loss, and providing the financial security to do so.”
A Lifelong Advocate for Knowledge
As the author of “Claims Made Insurance – The Policy That Changed the Industry” and numerous articles, Mr. Fisher has long been an advocate for education through clarity. He took to writing because people saw him as honest and solution-oriented—a voice that could simplify complexity without oversimplifying the truth.
“I firmly believe in the insurance industry,” he says. “But policyholders can’t take insurance for granted—they have to do everything possible to minimize the possibility of loss. That’s good for everyone, including the uninsured party who might otherwise suffer.”
This practical wisdom has defined his teaching. Whether through webinars, lectures, or faculty roles, Mr. Fisher’s message remains consistent: stay curious, stay ethical, and never stop learning. “I stay up-to-date on current trends,” he notes, “because education doesn’t end—it evolves.”
And when asked what legacy he hopes to leave for the next generation of legal and insurance professionals, his answer is simple and profound:
“Never stop learning.”
A Lifelong Advocate for Knowledge
As the author of “Claims-Made Insurance – The Policy That Changed the Industry” (available through Amazon) and numerous articles Mr. Fisher continues his lifelong mission to educate through clarity and truth. The book, praised by the Insurance Journal and the Academy of Insurance as “an irreplaceable classic,” traces the evolution of claims-made policies from their origins to the frameworks that define the industry today.
In a standout review, industry expert Kevin Quinley called the book “a comprehensive and engaging exploration of claims-made insurance policies—a treasure trove of practical knowledge for brokers, agents, underwriters, and claim adjusters.” He highlighted Mr. Fisher’s ability to make complex concepts approachable and even entertaining, adding that his “engaging writing style and sardonic humor make what could be a dry subject accessible and insightful.”
Mr. Fisher took to writing because people saw him as honest and solution-oriented—a voice that could simplify complexity without oversimplifying the truth. “I firmly believe in the insurance industry,” he says. “But policyholders can’t take insurance for granted—they have to do everything possible to minimize the possibility of loss. That’s good for everyone, including the uninsured party who might otherwise suffer.”
This practical wisdom has defined his teaching. Whether through webinars, lectures, or faculty roles, Mr. Fisher’s message remains consistent: stay curious, stay ethical, and never stop learning. “I stay up-to-date on current trends,” he notes, “because education doesn’t end—it evolves.”
And when asked what legacy he hopes to leave for the next generation of legal and insurance professionals, his answer is simple and profound:
“Never stop learning.”
Recognition and the Road Ahead
Mr. Fisher’s lifelong commitment to education and ethics has earned him numerous honors, but one stands out above all—the PLUS Founder’s Award, an organization that he describes as “home.”
“Anything involving PLUS means the most to me,” he says warmly. “They’re an excellent organization dedicated to education and training in a complex area of insurance. No one does it better than PLUS.”
Being named among the Most Admired Leaders Shaping the Future in Legal Services – 2025 is another milestone that Mr. Fisher accepts with grace and humility. “It’s a nice recognition,” he says, “and I hope it serves as an example of what can be accomplished when you’re focused on what’s right, honorable, and done with purpose.”
His message to the new generation of attorneys, brokers, and consultants is both timeless and timely:
“Learn as much as you can, and be honest. Making money should be a result—not the goal.”
As for the road ahead, Mr. Fisher’s focus remains unwavering. “My goal is to educate more people about the dangers in their insurance policies,” he explains. “To help them find ways to correct them.”
In a profession where trust is currency and integrity is legacy, Mr. Fisher continues to embody both. His voice remains one of wisdom, his influence enduring—and his purpose, as always, rooted in truth.
“We provide financial security. We let our competitors sell some insurance.”
A statement that once defined his company has now come to define his career—a lifelong testament to the power of integrity, education, and excellence.
